Overview Budget Shared expenses Analytics Accounts

ACCOUNTS

Connected accounts

Bank accounts, cards and wallets used by Budget & Money transfers — one source of truth.

— Linked banksvia Enable Banking

Accounts balance — —

Available — balance + overdraft

Reserved — in envelopes

Envelopes

Money set aside for a purpose of its own. It stays in your account and shows as Reserved — it leaves the budget at the end of the month and is counted in Coverage.

No envelopes yet — create one to start setting aside money.

Add credit card

Track what you spend on a card and upload its statement. A card is money you owe, so it is never added to your balance or Available.

Card name

Network Shown as the account's short label

Credit limit (optional)

Payment charged on day Statement closes on the 14th

Paid from The account the monthly bill is charged to

Connect a bank

🔒 Powered by Enable Banking · read-only access · 2 500+ banks

Choose your bank — you'll be redirected to confirm with Strong Customer Authentication. THRIVE LINKED never sees your password and can only read transactions.

New auto-categorise rule

When a transaction's merchant matches the pattern below, automatically assign it to a budget category.

If merchant matches * matches anything · | separates alternatives · case-insensitive

Then categorise as

Apply to account

Owed this cycle

Total—

An estimate. Spending that will be billed next month only reaches THRIVE LINKED when the statement is uploaded.

Add account

Edit overdraft limit

Overdraft limit (€) Enter 0 if this account has no overdraft facility

Set balance

Current balance (€) What the balance is right now

Add manual account

Track cash or any external wallet alongside your bank-linked accounts. It will appear under Account balances on your Budget page.

Account name

Starting balance In your base currency · can be negative

New envelope

—

Name

Envelope type

Target amount (€)

Linked budget category — optional

No matches

THRIVE LINKED watches this category to know when the bill has actually been paid, and starts the next cycle then.

Starts from month

How often

The bill comes every

months

Payment set by

Amount per payment (€)

I need it by

Saving runs

Add money

Amount (€)

THRIVE LINKED / Accounts